Business owners and entrepreneurs now have access to an expanded financial support program from HUR GROUP LLC which is dedicated to helping business owners achieve their goals by providing tailored financial solutions and expert guidance. With a focus on clarity and efficiency, the company remains a trusted partner for businesses of all sizes to build competitive benefit plans with clear guidance and access to a wide range of financial solutions that protects business owners’ workforce.
HUR GROUP LLC, supports business owners with Premium finance, capital solutions, health and life insurance, retirement planning, benefit strategy, savings plans on overhead costs, savings on Energy and gas bills, telephone, internet, television, payroll and payment processing. Their services protect your team and strengthen your business.
Windsor Mill, MD, January 8, 2026 — HUR GROUP LLC is pleased to announce an expanded financial support program created to help business owners secure the capital and direction they need without dealing with confusing processes or unnecessary obstacles. The expansion comprises
1. Premium Finance
Premium financing allows high-net-worth individuals to fund large life insurance policies with minimal out-of-pocket costs preserving your capital, reducing taxes, and creating lifelong tax-free income for you and your heirs.
The Problem:
Taxes Are Your Biggest Retirement Expense
Most high-income earners are told to “max out” their qualified plans and pay taxes later. But for one client, that meant $2 million in future tax bills, just for following standard advice.
We showed our client why paying taxes later often means paying more, and how a smarter approach could keep more of his money working for him.
The Breakthrough:
Use the Bank’s Money, Not Just Yours
Instead of locking more cash into a taxable future, we applied a simple but powerful principle: leverage.
It’s the same logic as buying a property with a mortgage, but here, the “asset” is a tax-free life insurance plan designed for growth. The client invested $100k/year, and the bank added $300k/year, multiplying the impact without
How It Works:
A Three-Way Win
This strategy only works when everyone wins:
Insurance Company – Receives large premiums, minimal risk.
Bank – Gets secure, collateralized capital and earns interest.
Client – Gains dramatically higher, tax-free retirement income.
By retirement, the bank is paid back – using the policy’s own growth – leaving the client with lifetime income and a fully paid policy.
The Results:
More Income, Bigger Legacy
Premium financing is used by ultra-high-net-worth families, family offices, and physicians earning $400K+ per year. Now, with our guidance and lending relationships, this strategy is available to qualified individuals looking to grow and protect more, with less effort and more control.
Who Qualifies:
Premium financing is not for everyone. Minimum requirements include:
$5M net worth
$500k+ annual income
200k+ annual income for individuals or 300k+ for Couples.
For those who qualify, it’s a way to magnify wealth and reduce taxes using tools normally reserved for the ultra-wealthy.
Multiply Your Legacy Without Sacrificing Liquidity
Strategic Bank Leverage
Use institutional loans to fund a life insurance policy – while keeping your capital working elsewhere.
Tax-Free Income for Life
Generate millions in tax-free income in retirement, often without ever repaying the loan out of pocket.
Multi-Generational Wealth
Structure your policy to provide both lifetime income and estate benefits to your heirs, tax-free.
If you meet any of these criteria contact them at thehurgroup.com/home.
2. Business Funding Solutions
This covers all services that help business owners access capital, improve cash flow and support growth. Examples include startup funding, working capital, factory invoicing, expansion funding and any advisory around matching clients to the right financial product. The company’s renewed approach focuses on real challenges that business owners face every day. Many entrepreneurs have strong ideas and steady revenue, yet traditional lending makes them feel trapped. HUR GROUP aims to make the path forward less overwhelming by offering personalized guidance, transparent options, and flexible alternative business lending solutions that reflect the true performance of each business.
The firm’s founder and lead consultant, Georgine Ngoumela Hernandes, shared, “We meet people where they are. A business is much more than a credit score. When owners understand their options and feel heard, they make choices that genuinely move their companies to new heights.”
Helping Businesses Thrive: Services Tailored to Your Needs
HUR GROUP‘s comprehensive funding solutions are tailored to address a variety of business needs, including:
– Startup Funding: Access capital to bring your entrepreneurial vision to life.
– Working Capital: Maintain cash flow to manage day-to-day expenses.
– Factory Invoicing: Speed up payment cycles and manage operational costs more effectively.
– Expansion Funding: Obtain the resources to grow your operations and seize new opportunities.
– Advisory Services: Gain expert insights into financial planning and strategy for sustained success.
The company’s new program has straightforward eligibility criteria, ensuring that business owners can quickly determine their small business funding options. To qualify, businesses must have been in operation for at least three months and generate a minimum revenue of $4,000 per month.
This support can help businesses meet essential needs, such as payroll, restocking inventory, upgrading equipment, renovating workspaces, or preparing for expansion.
Simple Application Process, Fast Results
One of the firm’s consultants explained, “We know how stressful financial uncertainty can feel. Our job is to guide people calmly, answer their questions, and help them choose top-tier financial products that truly fit their situation.”
3. Insurance and Employee Benefits:
HUR GROUP Simplifies your insurance and employee benefits with a unified approach that offers comprehensive coverage for your needs. Our services combine health, medical, life, and retirement options, making it easier for clients to understand and manage their benefits. Here is our full range of offerings:
– Health and Medical Plans tailored for businesses and individuals
– Group and Individual Medical Options to suit unique coverage needs
– Retirement Plans, including SEP, Roth, and SIMPLE IRAs
– Rollover Options for seamless retirement fund transfers
– Non-qualified Plans for added flexibility in retirement savings
– Key Person Coverage to protect your business’s essential team members
– Buy-Sell Agreements for business continuity planning
– Term Life, IUL, and Whole Life Insurance for comprehensive life coverage
– Supplemental Benefits, including Disability, Critical Illness, Accident, Hospital Indemnity, Dental, and Vision
With all these services under one umbrella, we simplify decision-making and provide confidence in your benefits strategy.
4. Employer benefit strategy and workforce protection:
This captures everything that supports employers in building competitive benefit packages and protecting both their team and their business.
Comprehensive Employer Benefit Strategies and Workforce Protection Plan
This document provides a detailed guide to assist employers in creating effective benefit strategies and safeguarding their workforce and business. It aims to support businesses in enhancing employee satisfaction, maintaining organizational resilience, and staying competitive within the [Company/Industry]. Below are specific strategies, potential challenges, and actionable solutions tailored to meet these objectives.
Building Competitive Benefit Packages
i. Comprehensive Health Benefits
– Strategy: Offer a variety of health insurance plans, including medical, dental, vision, and mental health services, that cater to different employee needs.
– Challenges: Rising healthcare costs and diverse workforce preferences.
– Solutions: Partner with insurance providers to negotiate affordable group rates, provide telehealth options, and implement wellness programs that reduce healthcare claims.
ii. Retirement Plans
– Strategy: Provide 401(k) plans with employer matching contributions and financial wellness education to encourage participation.
– Challenges: Lack of awareness or interest among employees, especially younger ones.
– Solutions: Host regular educational sessions to communicate the importance of retirement savings and demonstrate how employer contributions enhance long-term financial security.
iii. Flexible Work Arrangements
– Strategy: Introduce flexible scheduling, remote work options, and paid time off policies to support work-life balance.
– Challenges: Managing productivity and collaboration in remote or hybrid settings.
– Solutions: Leverage technology to maintain communication, establish clear expectations, and ensure equitable access to career growth opportunities for all employees.
iv. Family-Focused Benefits
– Strategy: Include parental leave, childcare support, and eldercare assistance in the benefits package.
– Challenges: Budget constraints and identifying the right programs for employees.
– Solutions: Survey employees to understand their needs and collaborate with local childcare or eldercare providers to secure affordable resources.
Workforce Protection Measures
i. Occupational Safety Programs
– Strategy: Enforce workplace safety standards and provide regular training.
– Challenges: Ensuring compliance with updated regulations and addressing industry-specific risks.
– Solutions: Stay informed on regulatory changes, conduct periodic risk assessments, and empower safety committees to address concerns proactively.
ii. Cybersecurity and Data Protection
– Strategy: Implement robust cybersecurity policies to protect sensitive business and employee information.
– Challenges: Increasingly sophisticated cyber threats and employee unawareness of risks.
– Solutions: Invest in advanced security tools, provide ongoing cybersecurity training, and regularly update response protocols.
iii. Mental Health and Emotional Well-Being
– Strategy: Offer confidential counseling services, stress management resources, and peer support programs.
– Challenges: Stigma surrounding mental health and underutilization of available services.
– Solutions: Create a supportive culture through awareness campaigns, leadership endorsement, and seamless access to mental health services.
iv. Emergency Preparedness
– Strategy: Develop a comprehensive emergency response plan for natural disasters, health crises, and other unexpected events.
– Challenges: Keeping plans up-to-date and ensuring all employees are informed.
– Solutions: Conduct regular drills, communicate procedures clearly, and designate point-of-contact personnel for different types of emergencies.
Monitoring and Continuous Improvement
i. Employee Feedback Mechanisms
– Strategy: Regularly collect employee input through surveys, focus groups, and one-on-one conversations to evaluate the effectiveness of benefits and protection measures.
– Challenges: Low participation or reluctance to share honest feedback.
– Solutions: Assure confidentiality, simplify survey processes, and act on feedback to demonstrate commitment.
ii. Benchmarking and Industry Trends
– Strategy: Stay informed about industry standards and competitor offerings to remain competitive.
– Challenges: Rapidly changing market dynamics and varied industry benchmarks.
– Solutions: Subscribe to industry reports, attend conferences, and network with peers to exchange insights and ideas.
5. Savings on Bills/Services for individuals and/or Business owners.
With 1 click we sell gas and electricity, digital phone service, mobile, energy savings, broadband, high-speed internet, Direct TV and Vivint security automation. These are offered in selected areas across Canada and America.
Each service is shaped around the belief that businesses grow best when they have both capital and a steady partner by their side. The company’s commitment to transparency and hands-on support has made it a trusted resource for owners seeking stability in unpredictable markets.
Supporting Small Businesses Through Partnerships
In addition to its consulting services, HUR GROUP provides small businesses with essential employee benefits and free retirement education programs. It specializes in creating affordable, customized benefit packages-including health plans, retirement options, and supplemental coverage-to improve employee satisfaction, retention, and overall company growth.
These services complement HUR GROUP’s mission by helping entrepreneurs secure funding while also creating strong, engaged, and loyal teams. HUR GROUP gives small businesses the tools to thrive financially, attract and retain top talent.
For details, contact Georgine Ngoumela Hernandes at (609) 287-8897
About HUR GROUP LLC:
HUR GROUP is a dedicated consulting firm and services provider that helps business owners secure funding, grow their wealth exponentially faster than the average investor by setting up specialized investment strategies with the power of leverage and long-term stability. The company empowers entrepreneurs nationwide to grow with confidence and make informed decisions.
Media Contact:
Organization: HUR GROUP LLC
Contact Person: Georgine Ngoumela Hernandes
Email: [email protected]
Phone Number: (609) 287-8897
Address: 6700 Alexander Bell Drive, Suite 200, Columbia, MD 21046
Website: http://www.thehurgroup.com/
