Most people would be shocked to learn that many consumers have bad or fair credit scores. However, if you are in this situation, you may be surprised at how hard that makes it to get a loan. In most cases, it is best to move forward and apply, even if you aren’t sure you will be approved. You can make it easier by going to a company like Get 1000 Loan. The process is quick, and it’s easy to get started.
Bad Credit Is Okay
Again, the issue most people face is that they have low scores or a bad credit history. Maybe you missed a few credit card payments or have a high debt-to-income ratio. Regardless of why you have bad credit, you don’t have to be without the money you need. This company offers up to $1,000 to people with low credit scores. Of course, it’s not a no-credit-check business.
Primarily, this company uses your information to find a variety of lenders that might be able to help you. Therefore, the other lenders might perform credit checks, though there is no guarantee that they will or won’t. As such, you stand a good chance of qualifying for a loan, even if you don’t have a credit history or have a low score. Primarily, these checks are only done to ensure that you are not currently in a bankruptcy or have an unpaid loan with another lender. It has little to do with your current credit score.
Get 1000 Loan: Easy and Quick
The goal for many is to find a loan company that makes the process run smoothly. As such, you just have to fill out a short online form with Get 1000 Loan. Typically, it includes your personal information. Then, you are linked with a variety of lenders.
Our take:Lender focused on poor credit, based out of Chicago currently offering loans in 29 statesAPPLY NOWLender: OppLoansCredit ScoreLoan Size/AmountLoan TermAPROrigination Fee350 – 600$500 – $5,0009 – 2459.00% – 199.00%0.00% – 3.00%
While you’re probably worried about your safety while using such websites, any information you provide is guaranteed to be safe because of the company’s reliable security software.
You aren’t obligated to accept any of the offers you receive, and you won’t be penalized for not taking an offer. Therefore, you can take the time you need to research the lenders and terms to find the right one for you.
Many times, the process is quick. You will usually get a decision in just 60 minutes. That way, if one lender says no, you can immediately try another one. As such, when you find a lender that can and will give you the money you need, you’ll find fast, same-day approval. This means that you will get approved that day and won’t have to wait until the next business day to get your funds. However, each lender is different. Therefore, you might have to wait a day or so to get the funds into your account.
The company allows you to make payments online. Plus, you can also choose to have the money directly withdrawn from your account. Therefore, it is done without you having to go to one of its many retail locations to make your payments.
To be qualified to apply for a loan, there are a few things you must have. These include:
- Being 18 years or older
- Be employed with the same employer for the last 90+ days
- Be a legal resident of the USA
- Having the minimum income requirements
- Have a functional bank account
- Have an email address and phone number
Variety of Terms
While Get 1000 Loan typically finds short-term lenders, it is possible to search for lending companies that offer longer terms. When you apply, you can tick the boxes next to the loan options you’d like to get more information on. That way, you get the right one for your particular needs.
Our take:Online marketplace to find you a personal loan offer that matches your needsAPPLY NOWCredit ScoreLoan Size/AmountLoan TermAPROrigination FeeAll can apply$100 – $15,0001 – 604.99% – 1,386%Varies by lender