Competitive Home Lending is a mortgage company that strives to offer below-market mortgage rates for the people in the community.


Allen, TX, Feb 10th, 2022 — For most people buying a home without a mortgage is an impossible task. But luckily for you, if you live in Allen, Texas, you’ll be able to find the services of Competitive Home Lending, a Local Mortgage Company that strives to offer below-market mortgage rates for the people in our community. At CHL, their clients can access wholesale rates from the nation’s top mortgage lenders and get personal attention from a local company. 

Its mission is to be the preferred mortgage broker company in the community for borrowers, local realtors and other real estate industry professionals. That’s why they work in an ethical manner that considers all stakeholders’ concerns while ensuring compliance for the advancement of the mortgage industry, benefit to the client, positive work culture for the team and sustainability of the company. 

Another great asset to this broker company is that they are is a local sponsor of the Allen Americans ECHL hockey team. They love their local community and support it by offering discounted Allen Americans Tickets to their clients, partners and affiliates.

Competitive Home Lending partners with many of the nation’s top mortgage lenders to offer below-market rates. Borrowers get direct access to wholesale mortgage rates and avoid unnecessary financing fees. They save the most on your mortgage loan when you have Competitive Home Lending, handle your home loan. They also have instant access to market pricing from all major lenders. Shopping mortgage rates between lending partners and their competitors guarantee that borrowers get the best home loan program available. 

As a local mortgage broker, Competitive Home Lending utilizes the resources of significant lenders to offer low mortgage rates. Their company’s loan officer is licensed in Texas and Colorado. They also had two decades of banking and mortgage experience, a B.S. in Management and Finance, and a Master of Science in Management; that’s why clients will get a low mortgage rate paired with a highly experienced mortgage team.   

Among their variety of Home Loans services, you’ll be able to find:

  1. Conventional Loans: A conventional home loan is a mortgage loan that is not guaranteed by a government agency like the Federal Housing Administration (FHA) or the Veterans Administration (VA). Conventional loans must meet requirements that ensure the loan is low-risk. These requirements are set for financial indicators such as credit history, debt load, income levels, and down-payment amounts.
  2. VA Loan: VA entitlement is used to calculate the minimum down payment needed on VA loans. Talk to your local mortgage lender if you need to restore your VA entitlement for zero down VA financing. 
  3. FHA Loans: FHA offers a Non-Credit Qualifying mortgage refinance that does not require an appraisal and does not account for DTI ratios. This is a simple way to refinance your current FHA mortgage without the additional processing requirements. 

Last but not least, their in-house mortgage loan processing provides borrowers with direct access to the team working on your mortgage loan application. Up-to-date loan status and fast loan processing make the loan process a breeze. All of their processors are direct employees. Therefore, there is never a processing fee added to your home loan.

For more information regarding their top-quality home loan services, visit Apply for their free-online mortgage qualification application; it is fast and easy! 

Contact Info:

Name: Competitive Home Lending
Organization: Competitive Home Lending
Address: 700 Central Expressway S. Ste. 400 Allen, TX 75013
Phone: 214-842-6071