Brainstorming best passive income ideas to start an online business or make extra money on the side?

Guess what? You’re at the right spot.

In today’s post, I will cover the top most lucrative passive income opportunities.

Disclosure: This post may contain affiliate links. Here’s what that means?

For those who are unaware of the passive income terminology, let me tell you what it actually means and then list out the multiple sources of passive income.


The most important question of the hour is, “What is passive income?”

Passive income is the ‘money earned without actively working for it’. In short, it’s the ‘money earned by working smart’. If you’re successful, smart, and move on the right track, the income/revenue continues to increase indefinitely after the initial effort.

Passive income is also known as residual income, recurring income, and most popularly sleep income/money made while sleeping.

what is passive income and how to make passive income with these passive income ideas

Many consider it a hoax because our minds are fine-tuned to working hard day-on-day since childhood. But we fail to recognize that by working smartly, we can greatly diminish the efforts required to achieve our goals and also make money during this process.

It’s something like building a house and enjoying the comfort and luxuries for the rest of life.


As mentioned before, Passive income is the source of constant income that you get for a work that you have done once. It is the mode of income you are earning even when you are asleep or As mentioned above, passive income is the source of income you get by working on
something once and then letting that project provide with a steady stream of income.

Active income, on the other hand, is something that you actively need to do to generate revenue. It is very important to pay close attention to every single detail because the work is not once in a while kind of project but requires a constant contribution.


When it comes to discussing the importance of passive income, the possibilities are extensive. It is rather a new prospect that more and more people are finding useful. But, why should you adopt it?

Passive income requires a lot of hard work and precision put into it which is why it is very important to be cautious of what kind of route you are opting for. It is very important to analyze and assess all the possible streams and find the one that seems best for you. All being said, if you are thinking of opting for a passive income stream, keep a few prospects into consideration. Let us take a look at some of the advantages and disadvantages, shall we?

 It doesn’t require a lot of extensive work and time because of a onetime project, if good enough, can bring you constant revenue for an extended period of time
 Saves you a lot on time so you can focus on multiple projects at once for generating better revenue altogether.

 The income from these passive streams might decrease after a certain point in time.
 Takes quite a lot of time to give positive results in terms of revenue, and more.

Let’s look at the below infographic to understand the pros and cons of this monetization model with a clear picture.
passive income ideas to make money while you sleep


Today’s internet world provides multiple avenues to achieve grandeur by investing valuable resources like time, money or both. I was always in search of a system that could help me work smart, while I spend time with my family. Passive Income can be either totally Passive or Semi-Passive. By Semi-passive, I mean the ones that need you to invest time and work in the beginning but can bring a consistent stream of income as days pass by.

My quest for a consistent source of residual income landed at a huge list of both passive and semi-passive income streams. Hence I decided to bifurcate the list and categorize them based on the investment.


Most of them are “set it and forget it methods” while the rest require some efforts to build in the beginning. You only have to invest a small portion of your savings in order to create a sustainable stream of passive income that can support you for the rest of my life. However, this list will also teach you, “how to create passive income with no money”.

All the passive income ideas published in this post are very well tried and tested and proven to be 100% achievable for even a newbie, with a strong entrepreneurial spirit.

Don’t forget to make a note of these passive income examples to attain financial stability. I would like to say that not all ideas will fit your skills and abilities. What works for you totally depends on your interests and plan of action.

Okay, folks! So, what are you waiting for? Let’s get started…


Graphic designing is a creative way to make money by designing and selling products your customers will Love (and buy!).
You can sell printed products like business cards, banners, flyers, brochures, etc… Besides these, there is always a never-ending demand for blog planners, fonts, patterns, mockup sets, clip arts, media kits, logos, icons and vectors in the online world. While, Graphic Leftovers is a website where graphic designers can even sell unwanted files (like logos, icons, illustrations and more), ThemeForest is a popular marketplace for designers who have web design templates to sell. Creative Market is another amazing online marketplaces with millions of visitors where you can sell your creative works for good margins.

Go ahead and Sign up here to start sharing your creative work with the world.

If your motto is to sell digital products, I suggest you partner with an e-commerce platform like Etsy or Sendowl that cares about conversion rates and ease of use.


Have you ever tried your skills at making DIY gifts, cards, jewelry, wall arts, home decor, pillows, bags, and clocks? Whether you are just starting out trying to sell things or are already an expert, then this passive income idea is what you might be definitely interested in!

This form of money-making been very lucrative for ages and continues to rock till date. If you have a great product and a solid marketing plan, you can start selling your crafts online.

Crafters can now have their goods seen all over the world without leaving home, which is not only great for convenience but wonderful for keeping a low overhead. There are so many marketplaces where you can sell your craft work, but Etsy is something which is very profitable for handmade crafty things.

>>Check out the Secrets on How to Start & Build a Successful Home-Based Craft Business In The Age Of Amazon
how to generate passive income selling crafts


One of the best ways to make passive income is by designing t-shirts and other products.

If you have ideas for the types of designs you want to sell, you can be up and be running in as little as a few hours. Considering your t-shirt as a blank canvas, you need to paint your ideas on it. The ideas need not be complicated, they can be simple, yet catchy and creative.

Keeping in mind the immense competition you got be facing in this field, you’ll need to break-through.

Moreover, Designing and launching a new t-shirt brand is a relatively inexpensive and quick way to start an online business. It’s been a very popular business choice for decades and still continues to be.

You can do this even if you do not have any prior designing skills. With the abundance of apps and integrations in the Shopify App store, you can also connect your store to a t-shirt printer/drop shipper in minutes and have a fully functional store, ready to print and ship to your customers.

All you need to do is find a site like RedBubble where you can upload your creative design ideas and then proceed ahead to create t-shirts, laptop covers, coffee mugs, and other similar products. This is actually a very good way of earning a passive incoming sitting right from your house. This is most suitable for people who are artistic by nature or possess designing skills.

Once you are done creating your products, shoppers will visit the site and check out the products that you have created. The moment a shopper buys your product, the site will pay you a portion of the total profit earned. All you need to do is create the product while the rest of the work like shipping and production will be taken care of by the site.

There is no need for you to get bothered with that or spend a single penny after the production of the product. So if you think that you can handle such a lucrative way of earning a passive income then you are most welcome to join Redbubble or any other such site.


➡ Learn to Start an Online T-Shirt Business In 3 Easy Steps

tshirt business passive income ideas


Wait, don’t skip this! This isn’t a tough task. Anyone can do this! You just need to be knowledgeable about the topic you wish to write. If you’re an expert in a particular field, then you need not even wait.

This passive income stream can easily make you go from rags to riches. Remember, how a school teacher, J.K.Rowling turned her passion (for writing) to profits with her record-breaking Harry Potter series. If you are passionate about writing, immediately put your skills into action. Your aim should be to provide value to your readers.

Platforms like Amazon allow you to self-publish your e-books, hence not much investment is involved. Target your field of expertise or interest and plunge in to produce a valuable e-book for your readers. Prepare an attractive cover page that directly implies the main content of your e-book.

Here’s a step-by-step guide to Kindle Secrets: How To Create 10 e-books Per Week On Autopilot And Make Passive Income Every Month!passive income ideas


While there are lots of ways to make money online, drop shipping is the most simple online business model that’s very lucrative.

Drop shipping is a form of e-commerce business in which the retailer does not keep goods in stock but instead transfers customer orders and shipment details to either the manufacturer, another retailer, or a wholesaler, who then ships the goods directly to the customer.

You can start a drop-ship business with almost no investment, without inventory or handling shipment.

All you need to do is build a simple website and do some advertising! You can start making sales right away without having to build a large audience.

Dropshipping works like this:

  1. Customer purchases a product on your website. (Let’s say 400$)
  2. You place an order with the supplier for that product. (for 130$)
  3. The supplier ships the product straight to your customer.
  4. You keep the difference as profit. (270$)

This is the exact simple method that many drop shippers follow that now brings in thousands of dollars month-on-month.

Want to learn the secrets of drop shipping and generate passive income?

Click here to get started right now: Build a Dropship Empire From Absolute Scratch – The Proven Blueprint

passive income ideas dropshipping business


Who doesn’t own an Android or an iPhone these days? Whatever be the mobile, the smooth functioning of the device requires the installation of several apps (an acronym for applications).

If you have an amazing idea for a mobile app, then wait no more!

You don’t have to pay to build an app yourself, but you’ll need to pay a small fee to Apple and/or Google to distribute it on their app stores. If you can’t build it by yourself, you can hire someone else to develop the app for you.

They are many ways to earn money with an app, the most popular way is to sell the app on the app store and start earning residual income.

If you charge for your app or have in-app purchases, Apple/Google will take a cut. If you give an app away for free you can include adverts, or have in-app purchases for content, features, virtual currency etc.

In either case, you need to make something lots of people want to use to earn a significant amount of revenue from these sources.


Udemy is an online teaching or learning platform with over thousands of courses and millions of courses. Udemy is a highly profitable option if you’re highly knowledgeable in any particular field. What people do is place their courses on Udemy and expose them in front of millions seeking to learn that particular course.

All you have to do is create a video or SlideShare of your course (along with brief info of what you’re going to offer in the course) and start selling it.

This Complete Guide to Selling Courses on Udemy will help you find the perfect course topic for you and how to discriminate whether it will be successful or not. Besides that, it will help you understand the process of creating professional-looking videos that students will love and understand the key principles to promoting your course to ensure high sales no matter what niche you’re in and finally know how to write a perfect landing page and a promo video that is engaging and high converting.generate passive income staying at home and creating online coursesYou can create multiple courses and continue making money tutoring on Udemy. The more courses you offer, the more money. The money you make depends on the value you provide to your audience. So, try to attend to the problem-solving issues of your readers to make good passive income from your courses.

With the advent of teachable and other content marketing platforms, you can extend your reach & triple your income. Master the exact steps of turning your existing courses into a 6-figure, full-time online business.
how to generate passive income selling courses


The power of affiliate marketing is you can make a full-time passive income even while doing your day job. By now, you might have already heard of this term, but what does this mean? Affiliate marketing is getting paid for selling someone else’s product. The commissions range from anywhere between 10% to 90% depending upon the discretion of the product owner.

For example, here at Hearmefolks, I make a good income (most of which is passive) promoting web-hosting services, Amazon products, templates, ebooks and lots of other products related to my niche. I owe my affiliate success to this detailed step-by-step course offered by a top class renowned blogger Michelle!

How does this work?

In order to become an affiliate marketer, you first need to search (in the footer section) if the website/service you’re willing to participate in offers an affiliate program. If it does, you need to apply for their program. They then provide you with a special tracking link, which you can promote on all mediums. The moment when somebody makes a sale through your link, you’re paid your commission.

Affiliate marketing can be confusing and tricky to a beginner. But, believe me, it’s definitely doable with proper training & guidance.

Michelle from Making Sense of Cents makes over $50K solely from affiliate income which is just insane and she shares her strategies in her course. So much so that, she’s now listed as the top bloggers making a 6-figure income.

Her course, ‘Making Sense of Affiliate Marketing’ takes you step-by-step through the entire affiliate marketing process.

If you’re planning to get into affiliate marketing, I would definitely recommend you to get it right now! Not to forget the above course is a golden goose for Michelle and her affiliates.


  1. The most renowned passive income source is Amazon affiliate program, that starts with just 4% commission but has high yields. You can easily create your own online store with Your Choice of Products available on Amazon or build a niche based site from scratch.

    Interested in Amazon Affiliate Marketing?

    Wondering how? Get started right away with these Ready Made/Custom-Made Amazon niche sites without doing a single thing. The best thing about these aged sites is their content is already indexed, and the rankings climb through the SERPs as time passes by. This makes them ideal for generating passive income without any wait time! Since they’re already built, you don’t need to work on these sites. They are ready to be transferred to your possession.


  2. Another proven system of passive income is ‘Clickbank Affiliate Marketing’ where you can promote ClickBank products even without a website, just by promoting on Facebook and other popular social media networks. Interested in ClickBank Success Affiliate Marketing Without A Website. Get Started right now!

clickbank affiliate marketing passive income ideas


YouTube is the 3rd most viewed website in the world. Over 65,000 new videos are being uploaded every day, and the site receives more than 100 million video views per day. This shows the power of the Tube Moghul and how it became a part of everyday’s life of even a common man.

Above all, the most attracting feature that makes YouTube the king of all Video hosting platforms is its revenue sharing program. It implies that publishers like you and me can start making money on YouTube by uploading videos.

To start making money, you first need to set up a YouTube channel, create awesome videos, upload them to YouTube. With a good vlogging camera and a few tips to shoot videos, you can quickly rock on YouTube and start making money.

What if, you can enjoy monthly payments from YouTube with no marketing, no filming and no website >> Learn More here

It’s advisable to stick to a niche rather than creating random videos on anything and everything. Once your videos go live, you start making money based on your views whenever your visitors start interacting with your videos. These videos stay forever on the internet, hence youtube videos are regarded as a consistent source of passive income.

I suggest you to, start with this 7-day trial, and gain access to 17 short PDFs & 46 short, bite-sized videos covering every aspect of vlogging, plus a mastermind forum and in-depth training with one on one private consultations to ensure your YouTube Success!


I believe you might have overheard this…

Without any blogging is the #1 (most profitable) way to make passive income working from home. That’s the reason the blogosphere is inundated with millions of blogs with everyone trying to make money with a blog. There are in numerous bloggers that make a 6-figure income just by blogging. The secret behind their success is to convert the traffic into actual dollars and cents.

You might be really wondering:

Can we really make money from a blog? Do we need to have the expertise to make enough money blogging?

The answers to those questions are yes and no respectively.

People who are absolutely new, now make a full-time income blogging.

How about some proof?

Brian Clark from CopybloggerNeil Patel from KissmetricsMichelle from Making Sense of CentsHarsh Agarwal from Shoutmeloud, and many more make a 6-figure income just by blogging. Their blogs are now worth multi-million dollars.

I started off by making pennies but within a short span of 6 months, it turned into a consistent source of passive income. I’m saying this not to brag about myself, but to inform you that it’s definitely possible to make money from a blog.

If you’re into blogging and failing to make any money off it, it’s not because you think that making money from a blog is a hoax, its because you’re not implementing the right strategies into it.

There is ‘N’ number of ways to make money from a blog, you just need to focus on the right niche for your blog and get going.

Here I’ve listed 8 Ways of Monetizing a Blog, implement the ones that best suit your niche.

Let me point out an important observation, most of the passive income ideas I’ve covered in this post can be listed under one roof that is blogging. If you’re into blogging and intend to accelerate your blog growth, then you’re automatically into creating a branded website/blog, affiliate marketing, publishing ebooks, selling your own products/courses, creating videos and many more. So just by starting a blog, you cover all means of making money online which makes blogging the #1 way to make passive income.

The best part of blogging is its minimal investment. If you choose to make blogging as your source of passive income, I recommend you to get started with Siteground. Sign up with this link, to get 60% discount on hosting (along with a free domain name).

Here’s a tutorial to help you replicate my blog: Step-by-Step Guide to Start A Lucrative Blog!


Owning a small business of your own is always a good way of earning an income. When it comes to generating a passive income, a business can prove to be really fruitful. However, the key to run a business is to get the right people doing it for you. It doesn’t matter whether you open a new business of your own or buy off an existing one, your business idea can be a viable source of income for you.

The best thing to do is come up with a small business idea. If you are unable to figure out what is right for you then you can also search the internet in order to find out some of the best creative small business ideas. There are several sites on the net which can fetch you with some good ideas that you can proceed ahead with. Some business ideas require very little money in the upfront. In fact, there are businesses that can be established under $100 only. So what are you waiting for? This is the best way you can increase your passive income.


Taking pictures has become a huge trend in today’s time.

But have you ever thought of making money with it or have you ever wondered how it is done?

Well, if not then we are here to help you with the process. if you have the skills to take good pictures then you can easily earn some good passive income by licensing your photos. All you need is some good photography skills and a good camera and you are all set to earn more.

You may have come across several sites where you can sell the photos that are taken by you and once the photo is approved by the site your photo is put up on the site. Every time someone downloads your photo, the site will pay you a royalty amount. However, you need to make sure that your pictures are really great or else it won’t do you any good. Therefore, this option is especially suitable for professional photographers and for those who possess good photography skills. If you think that you have it in you what it takes to be a good photographer then the field is all yours.


How would you feel to earn money just by driving your car and not having to lift up passengers? Sounds pretty interesting right? Well, you can do that by allowing companies to paste their ads on your car windows.

You may have seen many buses and public vehicles carrying ads. Well, all these vehicle owners have actually allowed various companies to stick their ads on their cars. You can do the same and earn some good passive income from it. You can actually earn a few hundred dollars by just doing nothing on your own. All you need to do is contact an ad company and let them know that your car is available for pasting posters. The rest will be taken care off by the company and thus, you will get paid for just driving your car all around the city. Isn’t this actually a good way of earning money? If you agree with us then you should definitely give this idea a thought.


Here is yet another great idea to boost your passive income. This business idea can help you earn loads of money. There are many cities that have established Laundromats which are available for sale.

Here’s how it works:
1. At first, you need to buy the already existing business.
2. After which you need to make sure that you have someone responsible to take care of the day-to-day operations.
3. Later, you can absorb the profit that is made.

Thus, you can see how easy it is if you put in just a little effort from your end. One of the main reasons for you to buy an existing Laundromat because the costs of a start-up are pretty high. Therefore, it is always better to go for an existing one so that you do not have to waste more money after it.

Moreover, you can earn the same amount as you would have in case if, you would have started a Laundromat of your own. Therefore, there is no loss for you but only gain in this matter. Commercial dryers and washers don’t come off cheap. Therefore, it makes more sense to acquire an already existing Laundromat than to start right from scratch. Now that you know how the whole thing works it should be easier for you to take the step.


You will come across thousands of people out there who are looking to rent varieties of items. There are also several websites where you can advertise your stuff to rent it to people. Websites like Craigslist allow people to upload their stuff so that they can rent it to others and earn an income from it. This is actually a simple yet a very good way of earning a passive income.

Here are a few items that you can rent:

  • Extension Ladders
  • Tables and chairs
  • Party Tents
  • Log splitters
  • Chainsaws

You can also come up with various other items that you think is worth renting. All you need to do is make sure that you have a proper renting agreement with the other party. Both the parties are required to sign the agreement. Also, you need to collect the rent see beforehand and get a secondary proof of address along with a current photo ID of the renter. This will help you to protect the property that you are renting out. If you want to have complete peace of mind then you can also ask for a security deposit before renting out the item.


If you have an extra room in your house that is rarely used by you then you can definitely vote for this idea of earning a passive income. There are several people out there who are known to rent out a room in their house in order to earn a good amount of money. If you to have such a spare room in your house then you can rent it out to someone who needs it for a short-term stay. In order to get better responses, what you can do is advertise that you have a room available in your house to rent. You can post your ad on various websites that exist out there on the internet. The most reputable one, of course, is Airbnb!

All you need to do is make sure that the room is done a good condition. Other than that you can hire a maidservant in order to get your room clean once your guest leaves. This will eliminate the need to put in any effort from your end and thus, make it truly a passive source of income.


Did you know that you could on a good amount of passive income by signing up with a special rewards shopping site? You can come across several sites on the internet which are known to pay you every time when you shop at certain online retailers.

All you need to do is download the eBates Browser extension and every time when you visit an E-Commerce site online that are eligible for cash back you will receive a notification.


Shop through EBates at your favorite stores. Earn cash back on your purchases. Get your Big Fat Check or Paypal payment. Sign up here for eBates (Canada) or eBates (US) and start earning cashback every time you shop.

There are plenty of such cashback websites available on the net. All you need to do is look for the right one so that you can have a viable source of passive income for yourself. Thus, it can be said that this is indeed a very good and a creative way of earning a passive income right from the comfort of your house.


Can you believe that you can actually get paid for just having an app on your phone?

If not then you should know that this is actually possible. The app that we are talking about here – Neilsen Computer and Mobile Panel actually tracks each and everything that you do on your device and sells your data to big companies. It is true that in a way it is invading your privacy but then at the same time you are actually getting paid for it. If you are someone who doesn’t really mind getting tracked then this could be the perfect way of earning a passive income for yourself. The more devices you sign up, the more money you make!

Click here to Install Neilsen Computer and Mobile Panel to start making Passive Income>>

However, if you don’t plan to do anything out of the norm then all you can do is simply download the app and do what you normally do. The app continues to run in the background and you can win rewards when you enter it.

This is actually a very simple way of earning money and that too for doing almost nothing. All you have to do is download the app on your phone and then continue to get paid by it. There are actually a lot of money-paying apps available out there for both Android and IOS users for passive income.


In the above section, I covered the ’10 most profitable semi-passive income ideas’ that could be up and running with little to no investment. Here, you’ll find some crazily profitable ways to be debt-free and build wealth just by investing money upfront.

Here are some cool startup business ideas for women, that might interest you!.

I would openly pronounce that, if you’re looking to multiply your earnings without actively working for it, this post is for YOU!

Hope I’m not giving night terrors by suggesting you invest money!

But, ‘Why you Should invest money?’

Time is your most precious asset! I would say, the best Investment of Money is to Spend Money to buy Time & Reuse the later to make Steady Passive Income.

You can make money with minimal investment but that requires you to put in a lot of efforts & invest loads of time. What if you can’t afford that much time? In such a state, the best way to build wealth is only by investing money.

There are several categories of investments, and many of those categories have thousands of choices within them. So finding the right ones for you isn’t a trivial matter.

The single greatest factor, by far, in growing your long-term wealth is the rate of return you get on your investment. This is when the below list comes handy and helps you take the proper leap to attain financial stability and live your dream life.

Let’s begin…


You would be surprised if this isn’t on my list!

This is the only possibility that could turn you into a millionaire overnight!

Cryptocurrency investing is the best way to fund your retirement, sometimes making 1000 times your money back on ONE coin!

The cryptocurrency market has gone mainstream and it’s rapidly growing and is now worth a $200 billion global market.

Bitcoin has proven to be a very large investing opportunity. If you still looking for a potential investment in Bitcoin, it won’t be hard.

Coinbase is the world’s largest bitcoin broker and available in the United States, UK, Canada, Singapore, and most of Europe. You can use exchange finder to find a place to buy bitcoins in your country.

Note: While the top cryptocurrencies like Bitcoin are notoriously volatile, you can still invest in other crypto coins or altcoins.

It’s important to understand how these cryptocurrencies work before investing any money. Use tools like Cryptowatch to analyze charts and understand price history.

Most of the crypto coins are still new and it can take months to understand the true impact they can have on the world.

2018 is the year for Cryptocurrency trading.

Would you like to learn the quickest and easiest way to get into Cryptocurrency Investing? If so, you may love this Udemy Course!

This course will teach you everything you need to know about “Buying and Selling Bitcoin and Altcoins on the Cryptocurrency Exchange!passive income generation with crytocurrency trading


Dividend investing is a smart strategy that produces a relatively reliable stream of income for investors. Unlike the stock market which is generally volatile, the scope of dividend stocks is pretty reliable. By investing in the dividend stocks, you’ll be able to receive regular income as a shareholder. All you have to do is find great companies to invest in.

However, successful dividend investing requires thorough knowledge and a lot of research. Finding such stocks with a high dividend yield can create a consistent source of residual income that has been proven to outperform the market if applied over the long term. There are many online brokerage firms that help you identify companies to invest and make big money.

Interested in Investing In Stocks…

Master Investing in the Stock Market with Stocks, Mutual Funds, ETF, from a Top Instructor & Millionaire Stock Portfolio

  • Have a complete understanding and confidence when investing in the Stock Market.
  • Apply best practices and techniques to make better stock choices.

passive income generation with dividend stocks


Investing in Mutual funds is a popular passive form of investment across the globe. Unlike stocks (which are an active form of investment) where you invest in a specific company, in mutual funds, you invest in a collective group of stocks, bonds, and securities. As a mutual funds investor, you are liable to acquire even more revenue, if your collective group of stocks performs well. Hence, this process is considered more lucrative than the stock market.

Stocks that do well can make up for the shortcomings of the stocks that have not performed so well, and this is an advantage of a mutual fund investment. The overall risk factor for the mutual fund investor is lower than that for the stock investor.

Most beginner investors start with mutual funds. Mutual fund investors should allow a longer time frame, in terms of years, to observe slow and steady growth. Investors interested in actively trading mutual funds should invest in ETFs (exchange-traded funds), which were designed for that purpose.


Mutual funds are still the cornerstone investment of many retirement plans, but ETFs have been gaining in popularity in the past few years. ETFs are not the same thing as mutual funds. Unlike mutual funds, however, ETF shares are traded on a national stock exchange. Generally, ETFs combine features of mutual fund and stocks. Like stocks, ETFs can be bought or sold on an exchange at any time during the trading day. But similar to a mutual fund, an ETF holds a basket of assets, like tech stocks, or, more broadly, the U.S. stock market.

Which is a better choice for your investment portfolio?

As per Investopedia:

If you are a long-term, buy-and-hold investor with little interest in trading, you are probably fine with highly rated, no-load mutual funds held by a reputable fund manager since the ability to trade often and quickly is not a characteristic that is important to you.

If you prefer to buy and sell more frequently, ETFs offer greater trade ability, lower costs, diversification, and transparency and therefore may work better for your objectives.

Get these 4 Tips for Choosing the Right ETFs for You


As per Wikipedia, Peer-to-peer lending (P2P lending) also known as Crowd-lending, is the practice of lending money to individuals or businesses through online services that match lenders directly with borrowers.

In simple, peer-peer lending is a practice when an individual or business gets loans from another entity, not a bank.

If interested you can lend a small portion of the total money based on the request of the borrower. The interest rates are decided based on the credit score of the borrower. As a peer-to-peer lender, you can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates, even after the P2P lending company has taken a fee for providing the match-making platform and credit checking the borrower. So it’s a win-win situation for both the borrower and the lender.

The 2 most popular sites for Peer-to-peer lending are Lending club & Prosper.


The foreign exchange market is the place where the trading and exchange of foreign currencies takes place. It is the largest and most liquid market that is susceptible to both risks & rewards depending on how well you do the trading and implement the strategies.

You can obtain funds for your trading account with as little as $100 investment at many retail brokers and begin trading the same day in some cases. The high volatility, ease of access and 24-hr market, low investment make forex trading a potential source of income.

If you want to make good income trading the Fx market, it’s highly essential that you understand and implement the core strategies.

You can Learn everything you need to know to start Trading on the Forex Market right now!

In this course, you can take immediate advantage of currency movements, Charts, Bulls & Bears, Short Selling, and much more to make profits.

passive income generation trading forex


Certificates of deposit, or CDs, typically have the highest interest rates among government-insured savings products. That makes them ideal for people who want to earn a passive income without taking much risk.

The price for getting higher interest rates is that you agree to lock in your money for a set time period, sometimes up to five years. The longer a CD’s term — and the larger your deposit — the higher your rates. If you wish to break the bond and release the money within the maturity period, you’re prone to withdrawal penalties.


The advent of credit cards system has made money-management quick and simple. The rewards offered by these credit cards companies have been compelling the customers into maintaining multiple credit cards over the decades.

Most top credit cards let you earn anywhere from 1-5% back on your money, and that’s with almost no effort on your part! If you’re like me and don’t spend a lot, you can still get points by paying off your regular home bills, groceries, gas, insurance, and all of their other expenses. To get the most of these cash cards, try to use your cash back card for all of your everyday expenses.


Another great way of making a passive income is by buying an existing online business. This can actually be a lucrative way of generating an income for yourself. The good thing about an online business is that you can operate it from anywhere you want. In order to start an online business right from scratch can take a lot of time and effort. Therefore, buying an existing one is always considered to be more sensible. However, you need to make sure that the online business you are going to buy is a successful and a well-established one. You can also find websites on the internet where you may come across various online business listings that are available for sale.

The best thing to do is to check for an online business listing that matches your passion or hobby. In order to earn income from this business idea, you will have to hire someone who can handle the day to day operations. For this, you need to get someone who is both responsible and reliable and most importantly you will be able to trust him with your online business.


This is yet another great way of making a good amount of passive income. A vending machine business can actually generate a lot of money for you provided you are able to install the vending machines in the right places.

In that case, you can check with mortar businesses and smaller brick. For better results, you should contact someone who has more than 100 workers in their building on a daily basis. However, you also need to check if they need a vending machine or not. There is also an alternate way of making your vending machine business a hit. You can ask the workers what are the items they would like to have in the vending machine.

Based on their answer you can stock up your vending machine. This will help you to sell more items from your vending machine. You can also hire someone to stock up the vending machine in order to save more time for yourself. However, it is advised that you manage this on your own so that you don’t have to count money to your helper.


Many people prefer to invest in most of the above passive income streams, but it is clearly a choice of the individual.

In fact, I would say choosing the right idea is 80% of the battle. When it comes to discussing the ways you can opt to choose the best of the passive income streams for yourself, it all comes down to your skills and strategies that you want to implement. Passive income might seem like an easy task to achieve but it is not. In order to keep the revenue coming in, you need to invest or do something that provides value to the consumer and makes them come back for more. Here’s, how to pick the best passive income stream for you…

 💡 Do market research
With the growth of the online media, the competition around has skyrocketed as well. There is no doubt at all that more and more people are finding it easier to blindly trust and follow anything that is trending. Don’t be that fool. In order to find the perfect model of passive income for yourself, start by analyzing the market first.

When you have a fair idea of what is working in the market and what is not, it does become a lot easier for you to find ways to implement your footprint in that specific niche. If required, be thorough with the options of passive income that you can delve into. Once you know the niches, it becomes easier for you to look through the various ways that people are opting to make money from the same, even when they are asleep.

Be thorough with your research process because this is the one that will help you understand what will work and what won’t. If you push out work that won’t generate any revenue now, you can’t necessarily expect it to generate revenue passively as well.

 ➡ Know your skills

While you might get a handful of options when it comes down to the number of passive income streams, choosing one for yourself can be a hectic task. It is important to focus on yourself then and then proceed with the selection process. It goes without saying that the content that you are pushing out should be something that you are proud of. If you are not even proud of what you are doing, chances are that you want it 100% and that’s where you might be lacking.

➡ Analyze

Understand what you are good at that is capable enough to generate revenue in passive modes. If you are good with shares and finances, opt for something that has to do with investments in this regard. If you are good with writing skills, write a book or even run a blog that would attract the attention of the readers.

It is very important to step out of your comfort zone but at the same time, hone the skills that you are good at. This does help in ensuring that you reach your target and publish or do something that will not just generate clicks but also enhance your credibility.

Because no matter how smart you are or how hard you work, if you’re working on the wrong idea, you’ll never make more than a few dollars.And that’s why I created this very site……I don’t want to see YOU, spend months working like crazy, only to come up empty-handed, because you’ve chosen the wrong idea.In the coming days, I’ll walk you step-by-step through the ideas that really make money along with insane tips you can use to start generating residual income(the results may surprise you).For now! quench your thirst with the above list of passive income investments.

Hope this ultimate list of passive income ideas clearly guide you in taking a proper decision and helps you kick-start your online business.

So, which of these passive income ideas, do you think are highly profitable? Have you tried any and what’s your take on them?

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